You have a mortgage loan that was a refinance loan (not a purchase loan).  That loan was originated within the last three years, and preferably is an option arm loan (negative amortization loan), or Subprime ARM (adjustable rate mortgage), but all loan types qualify under Truth in Lending Law.  You have a “material” truth in lending violation in your loan documents and you have equity in your property, or other assets that can help you satisfy a legal “tender” requirement.

If this applies to you, contact us IMMEDIATELY to discuss your loan and what we may be able to do for you.   Toll Free (877) 276-5084.  GENERALLY SPEAKING, A STRICT THREE YEAR DEADLINE APPLIES SO DO NOT GET CAUGHT SITTING ON YOUR LEGAL RIGHTS AS WE HAVE SEEN PEOPLE LITERALLY LOSE THEIR LEGAL RIGHTS UNDER FEDERAL TRUTH IN LENDING LAW (TILA).

YOUR LENDER DOES NOT WANT YOU TO KNOW ABOUT, OR INVESTIGATE YOUR TILA RIGHTS.  THEY DO NOT WANT ATTORNEYS ASSISTING YOU TO UNCOVER THESE LEGAL VIOLATIONS WHICH MAY FORCE THEM TO WRITE YOU A CHECK AND STOP THE FORECLOSURE OF YOUR HOME.

The information provided on this website is general legal information only and is not intended as legal advice and should not be construed as legal advice or a substitute for legal advice.  If you have any specific questions about your foreclosure defense case contact a lawyer licensed in your state.