LOAN MOD SCAMMER OF THE MONTH- BAKERSFIELD’S JASON ALDEMAN
by Rescind My Loan by Foreclosure Defense Attorney Steve Vondran on 23/01/10 at 3:26 pm
It has been a while since we showcased the MOD SCAMMER of the MONTH. But we have a new one for you. Mr. Jason Adelman who resides in the State of Nevada and works for a company calledCreative Day Concepts. Guy coaches a little league team in Nevada area. We have contacted his little league district to put them on notice of their potential liability in having this low-life handing around.
Jason Adelmann is the CLASSIC LOAN MODIFICATION SCAMMER. Warning to NEVADA and CALIFORNIA HOMEOWNERS – he wants your money and cares less about compliance with state laws dealing with loan modification. Jason Adelman, we are hereby calling you out.
Once my office caught up with this loan modification ripoff artsist he came clean and admitted his wrongdoing. In fact, he stated he had no idea what the California Laws for loan modification are and he was hoping that his attorney “partner” would back him and would have compliance issues dealt with. One problem, when I asked him who his “attorney-backed” Nevada Attorney was, he went limp and silent. He was afraid to speak because he knew he got his hand caught in the non-compliance cookie jar. In fact, it is doubtful he has a lawyer backing him. Probably part of his loan mod scam.
After a conversation or two he agreed he was in the wrong and promised to correct his errant ways and pay back my California loan modification client. Here is the loan mod scam agreement he promised to sign.
MUTUAL RELEASE AND SETTLEMENT AGREEMENT
RE: Mr. XXXXXXXXXX Plaintiff v. Creative Day Concepts, Mr. Jason Adelman (“Settling Defendants”)
WHEREAS, Mr. XXXXXXXXXXXX (hereinafter referred to as “Plaintiff”), have asserted a claim against Creative Day Concepts, Mr. Jason Adelman and any other related entity including his “attorney-backed” partner who shall remain nameless (hereinafter “Settling Defendants”) in regard to loan modification services. Plaintiff and Settling Defendants Collectively may be referred to as “the Parties.”
WHEREAS, Settling Defendants deny any liability in connection with the alleged claims; and warrant that no legal action is currently pending against the Plaintiff;
WHEREAS, for valuable consideration the Parties to this Agreement wish to reach a full and final settlement of all matters and causes of action arising out of the facts, complaints, and claims between the Parties;
WHEREAS, this Settlement Agreement and Mutual Release shall be deemed confidential pursuant to the California rules of Evidence and shall not be admissible in any Court or other legal proceeding for any purpose whatsoever;
THEREFORE, the parties agree to mutually settle the above action and dispute and the Parties agree to mutually release and forever discharge each-other, including forever discharging all claims against Settling Defendants, including, but not limited to Paul Pope.
TERMS AND CONDITIONS OF MUTUAL RELEASE AND SETTLEMENT:
1. Payment to Plaintiff: In consideration for the agreement to dismiss all claims and causes of action relating to this incident, Plaintiff agrees to accept the total sum of $3,200.00 (THREE THOUSAND TWO HUNDRED DOLLARS) WHICH SHALL BE PAID IN FULL AND WHICH SETTLEMENT SHALL BE DEEMED COMPLETE UPON SUCH FUNDS CLEARING ATTORNEYS BANK ACCOUNT.
Such payment shall be made payable to The Law Offices of Steven C. Vondran, Esq., Client Trust Account and shall be sent to The Law Offices of Steven C. Vondran, 2415 East Camelback Road, Suite 700, Phoenix, AZ 85016. All payments owed under this Agreement shall be addressed and made payable as described in this section. This offer to settle shall expire November 30, 2009 at 5pm. Upon receipt and confirmation of funds, Plaintiff agrees to maintain all information in connection with the case and settlement agreement as confidential.
2. Mutual Release:
(A) As consideration for this Settlement, the Parties, their agents, spouses, heirs, employees, executors, administrators and assigns do hereby fully release and discharge each other, from and against any and all suits, demands, and/or liabilities of whatever kind or natures, including, but not limited to any liability in any way connected with and/or arising from the events and/or consequences alleged between the Parties and/or described by way of any Complaint and/or answer thereto.
The Parties agree to fully, completely, irrevocably, and mutually release each-other from any and all claims relating to this incident (and further agree to release Plaintiffs attorney from any and all legal action of any kind), except in the event any of the settling defendants (as set forth herein), institutes any type of legal action or preceding against the Plaintiff(s) or Plaintiff’s attorney, which relates to any of the claims or assertions referenced or covered herein, in which case this agreement shall become null and void and Plaintiff may file or re-institute any lawsuit against any or all the parties.
(B) Civil Code Section 1542 Waiver: In releasing each of the parties hereto as above described, all parties waive all rights described in Civil of the State of California, Section 1542, which reads as follows:
“A GENERAL RELEASE DOES NOT EXTEND TO THE CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN ITS FAVOR AT THE TIME OF EXECUTING THE RELASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED THE SETTLEMENT WITH THE DEBTOR.”
The Parties understand the above-quoted provisions of the California Civil Code Section 1542 and knowingly enter into this waiver because it is their intention in executing this release to discharge each other for all claims for relief, whether known or unknown that may be asserted by each of them. The Parties acknowledge and agree that this waiver is an essential and material term of this Release and the release provisions contained herein and that without such waiver the settlement described in this release would not have been entered into.
(C) This release shall not release any party to this Agreement from performance of his obligations under this Settlement Agreement.
3. No Promise or Inducement: No promise or inducement has been made other than those specifically set forth in this Settlement Agreement. This Settlement Agreement is executed by the Parties to this Agreement without reliance on any representations of the Parties or their representatives concerning the nature, extent of damages, or legal liability, and after full review by the legal counsel for each party.
4. Counterparts: The parties to this Agreement may execute this Agreement in two or more counterparts, which shall, in aggregate, be signed by all the parties, and each counterpart shall be deemed an original instrument as against any party who signed it.
5 Construction: This release shall not be construed against the party preparing it, but shall be construed as if all parties jointly prepared this release and any uncertainty and ambiguity shall not be interpreted against any one party. All words and terms shall be given their ordinary and plain meaning. Titles or captions contained in this full release are inserted only as a matter of convenience and fore reference and in no way define, limit, extend, or describe the scope of the release or the intent of any provisions hereof.
(A) California Law Applies: this release is to be performed in California, and be interpreted, enforced and governed by and under the laws of the State of California regardless of any choice of law conflicts.
6. Modification: The release shall not be modified by any party by oral representation made before or after the execution of this release. All modifications must be in writing and signed by parties.
7. Further Documents: The parties shall execute and deliver all documents and perform all further acts that may be reasonably necessary to effectuate the provisions of this release.
8. Advise of Counsel: Each party acknowledges that it has been represented by counsel of its own choice (or had the opportunity for such legal review and advice) in the negotiations leading up to the execution of this release and that its representative has read this release and has had it fully explained to him, her or it, by his, her or its, counsel and having no objections hereby freely executes such.
(A) Attorney Fees and Costs: Each party hereto shall bear its own attorney fees and costs arising from the actions of their own counsel in connection with this settlement and mutual release of all claims.
9. Entire Agreement: This release contains the entire agreement between the signatories hereto. The terms of this release are contractual and not mere recital. This release is executed without reliance upon any representation by any person concerning the nature or extent of damages or legal liability therefore, and the undersigned have carefully read and understand the contents of this release and sign the same as their own free act.
(A) Severability: In the event any of the provisions of this release are deemed to be invalid and unenforceable, those provisions shall be severable from the remainder of the release, and shall not cause the invalidity or unenforceability of the balance of this release.
10. Authority to Settle: By signing below, Mr. Jason Adelman (on behalf of “Settling Defendants”) represents he has authority to enter into this agreement on behalf of all “Settling Defendants.”
The foregoing hereby read, understood, and agreed by (execution by both parties is required to effectuate settlement under this agreement):
PLAINTIFF:
DATED: ____________________, 2009 ____________________________________
Mr. XXXXXXX, Plaintiff
SETTLING DEFENDANTS:
DATED: ____________________, 2009 ____________________________________
Mr. Jason Adelman, for Defendants
Only one problem, Jason Adelmann is the typical loan mod scammer in that he refuses to follow through with what he says he will do (just like all the loan modification lies he tells). The wrost part is he likes to coach little leaguers in Nevada and what a shame it is if your Clients are drafted by this loan modification scam artist.
Rest assured, once we find his “attorney-backed” partner we will be calling him out and suing him too.
Suffice it to say for now, this is chapter one. Jason Adelman of Creative Concepts wants to skate free continuing his career of lies of non-compliance in the State of California. But we will not stop until justice is served. People like Jaspn Adelmann of Creative Concepts will be brought to justice and exposed as the lying, cheating, scammer that he is.
This foreclosure crises has brought out the loan modification bozos like Jason Adelmann who have to be stopped before their callous ways injure more homeowners. Mr. Jason Adelman is not afraid to lie to collect his fee. California and Arizona homeowners are warned to be on the lookout for Creative Day Concepts and Mr. Jason Adelman who refuses to acknowledge California loan modification laws in his pursuit of profits.
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Jason Adelman Updates
(1) It appears his company is called Creative Day Concepts AKA – No Stress Foreclosure AKA – Department of Foreclosure Prevention AKA – Utah Financial. Ever wonder why a company would have so many names?
(2) The addresses we have been able to obtain for Jason Adelman:
Address – 4900 California Avenue Tower B-210
Bakersfield, CA 93309
5330 Office Center Court, Suite 59
Bakersfield, CA 93309
5201 California Avenue, Suite 380
Bakersfield, CA 93309
Nevada – Creative Day Concepts
4760 South Pecos Road, Suite 103
Las Vegas, Nevada 89121
Home – 15626 Sammie Avenue
Bakersfield, CA 93314
1000 Norris Road
Bakersfield, CA 93308
Phone numbers we have been able to obtain via public sources
888-281-1363
661-633-1905
661-377-2937
661-428-0086
661-340-9049
- 3. It appears Jason Aldeman is also a youth football coach – Golden Empire Youth Football
Should a guy who promises loan modifications, principal reduction and money-back guarantees (who does not have the properly approved advanced fee agreement, is not a real estate broker, and who on information and belief accepted at least one notice of default case in violation of the California Foreclosure Consultant Act (and who agrees to a settlement and then disappears) be permitted to act as a mentor and coach for youth in the community? If My kids played in the Golden Empire Youth Football league, I would call Ron White (see his number below) and complain that I do not want a guy who blatantly violates the law in the name of profits, and who has obvious issues being truthful and honing up for his wrong-doing coaching my kids in a youth football league. Make your voice be known, help put a loan mod scammer to a halt.
5630 District #123
Bakersfield, CA 93313
Ron White – Director of Youth Football at Golden Empire Youth Football.
661-837-4393
661-201-1283
(4) It appears Jason Adelman’s wife’s name is Jennifer Lynn Adelman – She is the stated Secretary of Creative Day Concepts, Inc. a Nevada Corporation. It is not clear what role she plays, if any, in aiding, abetting, supporting and encouraging Mr. Jason Aldeman.
(5) Jason Aldeman’s Brother appears to be Mark Adelman – who is the Treasurer of Creative Day Concepts, Inc. – On information and belief he lives in the San Diego area. Again, it is not clear to what degree, if any, Mark Aldeman is involved in aiding, abetting, supporting and encouraging Mr. Jason Aldeman in his foreclosure defense business.
HERE ARE SOME OF THE VIOLATION WE WILL BE ALLEGING AGAINST JASON ADELMAN IN A CIVIL LAWSUIT:
(1) FRAUD AND DECEPTION: Offering 100% money back guarantees with no intent to honor such;
(2) FALSE ADVERTISING / 17200: JASON ALDEMAN Claims he is a “Loan Modification Specialist” (this is on his business card that he uses to illegally generate business in California) and it appears he claims he has been doing this foreclosure work for years.
(3) VIOLATION OF CALIFORNIA FORECLOSURE DEFENSE LAW: On information and belief, Mr. Aldeman has taken clients that have a Notice of Default in the State of California. Not being exempted under the law, he is in violation of the foreclosure defense law which carries stiff penalties which we plan to pursue.
If you have been ripped off or scammed by Mr. Jason Adelman, Creative Day Concepts, No Stress foreclosure or Department of Foreclosure Prevention, please contact our office to discuss a class action lawsuit.
Jason Adelman’s email address is jason@cdayc.com . If you were scammed by Jason Adelman and Creative Day Concepts, email him and ask him for a copy of your loan modification file so we can review your case.
Oh, and one last development, Jason Aldeman now appears to be running “New Life Investing” in Bakersfield. Don’t ask me how this relates to his expertise in loan modifications – also you might want to check and see if he has the proper licensing and credentials, if one is needed. His number at New Life Investing is (661) 323-5151.
