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SHOULD CALIFORNIA ELDERS BE ABLE TO RESCIND PREDATORY OPTION ARM LOANS UNDER FINANCIAL ELDER ABUSE GROUNDS?

PREDATORY LENDING MEETS ELDER ABUSE: ARE LENDERS PERMITTED TO FORECLOSE ON PREDATORY OPTION ARM LOANS AND OTHER COMPLICATED FINANCIAL PRODICTS IN THE STATE OF CALIFORNIA?
The following article discusses general legal information on the topic of elder abuse and foreclosure defense. This article contains general legal information and not specific legal advice. In addition, the article, [...]

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Rescission Rights is just one thing a foreclosure defense lawyer may look for in a foreclosure case….

(1) are there are grounds for an injunction (wrongful foreclosure / failure to follow foreclosure laws / truth in lending rescission grounds with ability to tender) See our website at www.rescindmyloan.net for more information on truth in Lendin Rescisssion cases;
(2) Are there grounds for a preadtory lending lawsuit?  (ex. predatory lending claims against a brooker who may [...]

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Truth in Lending: Can Arizona homeowners hope for the Truth?

Some people have asked me, why are you passionate about foreclosure defense and helping Arizona homeowners? One of the answers I like to give is the following:
OUR MISSION: “WE ARE FIGHTING FOR “TRUTH IN LENDING” (a strange concept, i know!):
(1) WE ARE FIGHTING FOR TRUE AND ACCURATE DISCLOSURE OF A LOAN PRODUCT, ITS NATURE, AND TERMS [...]

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CAN I RESCIND MY LOAN AGAINST THE NEW LENDER? OVERVIEW OF THE HOLDER IN DUE COURSE RULE AND LEGAL CHALLENGES TO PREDATORY SECURITIZED LOANS

By Steve Vondran, Esq. who is practicing Real Estate, Bankruptcy, and Foreclosure Defense in Arizona and California where he is licensed to practice law.  He also holds a real estate broker’s license in both states as well.  Prior to becoming an attorney, Mr. Vondran also was a mortgage loan officer which has given him insight [...]

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Foreclosure Defense Strategies: Potential Grounds for Foreclosure Injunctions in Arizona

A few ways (ideas) to try to seek an injunction against foreclosure in Arizona
The following is general legal information only and is not to be construed as legal advice or a substitute for legal advice.  These are a few things to look at when investigating whether or not you have a defense to foreclosure.
Steve Vondran, [...]

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CALIFORNIA TENANTS RIGHTS UNDER CALIFORNIA CIVIL CODE SECTION 2924.8 AND CALIFORNIA CODE OF CIVIL PROCEDURE SECTION 1161(B):

California tenants have rights when residential property is being foreclosed upon. The following two sections apply where a lender, trustee, beneficiary or authorized agent is seeking to foreclose on residential real property in the State of California:
(1) Under California Civil Code Section 2924.8 the following must be posted where the lender knows a tenant is [...]

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A GENERAL OVERVIEW OF TRUTH IN LENDING LAW AND THE RIGHT TO RESCIND

NOTICE: The foregoing information is general legal information only and shall not be relied upon as legal advice, or a substitution for legal advice. If you have specific legal questions about your foreclosure case, or loan modification case you should seek out the advice of a real estate attorney. In addition, the information posted above [...]

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Is It Time To Foreclose On Your Lender?

Is It Time To Foreclose On Your Lender?

If the following apply to you, then you may have some powerful legal rights that may help save your house from foreclosure:
You have a mortgage loan that was a refinance loan (not a purchase loan).  That loan was originated within the last three years, and preferably is an option arm loan (negative amortization loan), or Subprime [...]

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