Rescind My Loan

Some basic information on federal truth in lending loan rescission and how it relates to foreclosure defense….

We have been getting more and more questions about TILA (Truth in Lending Law) and the extended three year right of rescission.  Here is one of our write-ups that discusses this concept in general terms.  THE FOLLOWING IS NOT LEGAL ADVICE OR TO BE CONSTRUED AS LEGAL ADVICE OR A SUBSTITUTE FOR LEGAL ADVICE.  FOR [...]

FORECLOSURE INSIGHTS – SOMETIMES A SIMPLE TILA RESCISSION LAWSUIT CAN TURN INTO A CIRCUS…

PREDATORY LAWYERING?  Here is another insider view of the types of things that go on when trying to saving your home from foreclosure……TALES FROM THE FORECLOSURE DEFENSE PIT.  Attorney defending One West Bank and Wells Fargo in a TILA and Predatory lending lawsuit filed by our firm lies about postponing foreclosure.

Statement of Facts
My Client had [...]

If your truth in lending rescission case lacks a tender plan, there is always the short sale option…..

We are getting more and more calls from people who have decided to give up on the hopes of principal loan balance reduction (we have always told people principal loan balance reductions are like a bigfoot sighting) and instead seek to short sell their property letting the bank deal with the property, especially where the [...]

how bank lawyers really feel about homeowners trying to save their homes from foreclosure and using the law to assist them…..

WHAT LAWYERS WHO REPRESENT LENDERS AND LOAN SERVICERS REALLY THINK ABOUT YOUR ATTEMPT TO FIGHT TO SAVE YOUR HOME FROM FORECLOSURE
Here is a recent email exchange I had with one of the large lender/loan servicers in regard to asserting my Client’s Truth in Lending rescission rights.
This email allows you to get a little flavor of [...]

How bank lawyers really see your Truth in Lending Rescission Rights…….and your fight to save your home…..

WHAT LAWYERS WHO REPRESENT LENDERS AND LOAN SERVICERS REALLY THINK ABOUT YOUR ATTEMPT TO FIGHT TO SAVE YOUR HOME FROM FORECLOSURE
Here is a recent email exchange I had with one of the large lender/loan servicers in regard to asserting my Client’s Truth in Lending rescission rights.
This email allows you to get a little flavor of [...]

If you have a World Savings or Wachovia Option Arm Loan, we may have some hope for your home.

RUNNING OUT OF TIME FOR WACHOVIA AND WORLD SAVINGS OPTION ARM LOANS
This is an update for all of our Clients who have World Savings and Option Arm Loans.  As you may have heard on our radio show www.LoanModRadio.com (The Foreclosure Defense Show), we have been successful helping many homeowners who have World Savings and Option [...]

Commercial Loan Modifications May be the Next Wave…….

COMMERCIAL LOAN MODIFICATION ADVANCE FEE AGREEMENT FOR SALE
Okay, so SB 94 was passed preventing California DRE brokers (and Attorneys and others) from taking advance fees for loan modification and mortgage forbearance work.  This has literally run many loan modification companies (both the loan mod scammers and legitimate loan modification companies) right out of business.  As [...]

Is rescission the same as “quiet title”? A primer on California Quiet Title Law

QUIET TITLE ACTIONS IN CALIFORNIA – A BASIC OVERVIEW
The following is general legal information and is not to be construed as legal advice or a substitute for legal advice.  The information below many not be complete, accurate, or up-to-date as law can, and does frequently change.  For specific questions about your quiet title case, contact [...]

LOAN MOD SCAMMER OF THE MONTH- BAKERSFIELD’S JASON ALDEMAN

It has been a while since we showcased the MOD SCAMMER of the MONTH.  But we have a new one for you.  Mr. Jason Adelman who resides in the State of Nevada and works for a company calledCreative Day Concepts.  Guy coaches a little league team in Nevada area.  We have contacted his little league [...]

SHOULD CALIFORNIA ELDERS BE ABLE TO RESCIND PREDATORY OPTION ARM LOANS UNDER FINANCIAL ELDER ABUSE GROUNDS?

PREDATORY LENDING MEETS ELDER ABUSE: ARE LENDERS PERMITTED TO FORECLOSE ON PREDATORY OPTION ARM LOANS AND OTHER COMPLICATED FINANCIAL PRODICTS IN THE STATE OF CALIFORNIA?
The following article discusses general legal information on the topic of elder abuse and foreclosure defense. This article contains general legal information and not specific legal advice. In addition, the article, [...]